The Federal Reserve Bank of New York issued its June 2026 Survey of Consumer Expectations Credit Access Supplement on Thursday, June 11. The monthly survey queries a nationally representative panel of households about whether they perceive credit as easier or harder to obtain and about whether they have applied for credit and been turned down. Results are released with breakdowns by income, race and ethnicity, education, and region.
The New York Fed’s release does not contain aggregate credit balances — those appear later in the Board’s G.19 Consumer Credit report — but it is watched as a forward‑looking indicator of household financial strain. Changes in perceived access and rejection rates can surface before they are reflected in broader measures of outstanding debt.
Main Street Independent will update this article with the specific June figures and a full distributional breakdown as soon as the verified survey data are available. The publication will also report the accompanying aggregate data on revolving and non‑revolving credit from the Federal Reserve’s G.19 release as they become available.